If you’re thinking about buying a home warranty, understanding the coverage details is critical. Choice Home Warranty offers two main plans designed to fit different homeowner needs, but it’s important to know exactly what’s included and what’s not.
Basic Plan Coverage
The Basic Plan covers:
Heating system
Plumbing system
Electrical system
Water heater
Kitchen appliances: oven/stove, dishwasher, built-in microwave
This plan focuses on essential home systems and appliances most homeowners rely on daily.
Total Plan Coverage
In addition to everything in the Basic Plan, the Total Plan adds:
Air conditioning system
Refrigerator
Washer and dryer
The Total Plan is ideal for those who want more comprehensive protection for their home.
Optional Add-Ons
For an extra cost, CHW offers add-ons such as:
Pool and spa equipment
Well pumps
Sump pumps
These add-ons are perfect if your home includes these less common features.
What Isn’t Covered?
It’s important to note that Choice Home Warranty does not cover:
Pre-existing conditions
Items that are not properly maintained
Cosmetic damage
Items damaged due to misuse or neglect
Reading the contract carefully helps avoid surprises when filing a claim.
Service Fees and Limits
Every time a technician visits, you pay a service fee (typically $85). Additionally, coverage limits apply, meaning there’s a maximum CHW will pay per item or per contract term.